The answer depends on what method you use to consolidate the debt… If you are going to consolidate by using a debt consolidation loan, your credit score would take a relatively minor hit when the creditor pulled your credit report. Since you will be using this loan to consolidate other debts, your total debt is [...]

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Credit report repair is all about understanding your credit file. What’s in it? Who is reporting and is the data correct? As late as one or two years ago, the term ‘Credit Score ‘ was not extremely commonly employed in our society. While there were who accepted the term and its purpose, the mass majority, [...]

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